Commission calculator
Sale amount × rate × your split − fees. Free, no signup, nothing you type leaves this page. Works the same for policies, closings, funded loans, SaaS deals, installs, and placements.
If the payer quietly applied a rate just 5% lower, this check would be $250.00 short — the kind of difference that's easy to miss without checking the statement line.
The formula
Your commission = (sale amount × rate) × split − fees. Mortgage comp is usually quoted in basis points — 100 bps equals 1%, so enter 125 bps as 1.25. Insurance comp applies the rate to premium (annualized or as-earned). Real estate applies it to sale price, then the brokerage split and any franchise or transaction fees come off.
Calculating it is the easy half
The number this page gives you is what you should be paid. The hard half is checking that the statement that shows up weeks later actually matches it — across every deal, split, renewal, and the occasional chargeback netted in without a label. That's the half PayoutVerify automates: log the deal, upload the statement, and anything short, missing, or clawed back gets flagged with the exact dollar difference.
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Questions
How do I calculate my commission?
Multiply the sale amount by your commission rate, then apply your split and subtract any flat fees. Example: a $250,000 sale at 2.5% is $6,250 gross; on an 80% split that's $5,000 to you before fees.
What is a commission split?
A split is the percentage of the gross commission you keep, with the rest going to your brokerage, agency, or upline. An 80/20 split on $6,250 gross means you keep $5,000. Splits often change once you hit a cap or production tier, so the right split to enter can change mid-year.
Why is my actual check different from this calculation?
Common reasons: a different rate tier was applied, the payer pro-rated the period, a chargeback from an earlier deal was netted against this check, fees changed, or the deal simply wasn't included in this statement's cutoff. The only way to know which is to match the statement line against your own expected number.
Does this calculator work for insurance, real estate, and SaaS commissions?
Yes — the math is the same shape everywhere: amount × rate × split − fees. Insurance uses premium and comp level, real estate uses sale price and GCI split, mortgage uses loan amount and basis points (100 bps = 1%), SaaS uses deal value and quota-based rates.